Disclaimer

CollabMate (collabmate.in) is a third-party intermediary platform. We are not a bank, Non-Banking Financial Company (NBFC), loan distributor, or financial institution. We do not provide, approve, sanction, or disburse any loans.

Our role is limited to displaying personal loan offers from partner banks and NBFCs and redirecting interested users to the official application pages of those partners. All loan products, interest rates, eligibility criteria, processing fees, approval decisions, and disbursement timelines are solely determined by the respective lending partners.

CollabMate does not guarantee:

• Loan approval or rejection
• Any specific interest rate or APR
• Any specific loan amount
• Processing time or disbursement timeline
• Any particular terms or conditions offered by the lender

Users are strongly advised to carefully read the complete terms and conditions, interest rate schedule, fee structure, and repayment obligations on the official website of the lending partner before applying for any loan.

CollabMate shall not be held responsible for any loss, delay, rejection, dispute, or financial consequence arising from the user’s interaction with any lending partner or from the use of any loan product listed on this platform.

Repayment periods (3 months to 5 years), APR ranges (8.9% to 36% per annum), and cost examples shown on the platform are indicative and for illustration only. The actual terms offered to you are decided by the lending partner and may differ.

CIBIL score ranges shown on the platform (500–599, 600–649, 650 and above) are indicative only and are provided for informational purposes to help users explore relevant offers. Actual eligibility is decided only by the respective lender after full assessment of the application.

By using the Loan Apply section of CollabMate, you acknowledge that you have read and understood this disclaimer.